HelpMeBuildCreditNow.com proudly announces the launch of their new internet site and forum. The www.HelpMeBuildCreditNow.Com internet site is dedicated to helping individuals fix and rebuild their credit by employing the tools provided for Do It Yourself Credit Repair consumers or by those looking to use a professional credit repair company.

Over time, Congress has passed a number of laws to safeguard consumers. The most generally recognized is the Fair Credit Reporting Act. The purpose of this Act is to assure accuracy and fairness of credit reporting. Consumer Reporting Agencies were given the task of assembling and gauging consumer credit and other info on consumers. This is to be done with fairness, impartiality and respect for the consumer’s right to privacy.

Annually credit agencies, creditors and collection companies are sued due to inaccuraciess found on credit reports. While winning a court action may be satisfying and will, at long last, correct the record, the prejudicial info remains on a person’s credit file throughout the entire proceeding. With the recession, many people have lost job opportunities based in part, by what is on their credit file. Is this really what Congress had in mind when they passed the Fair Credit Reporting Act?

The original forum thread deals with the subject why are the penalties for consumers tougher than those of criminals? A murderer is considered innocent until proved guilty however a credit consumer is assumed guilty without one shred of evidence or any input in the slightest from the consumer. Derogatory info will stay on a person’s credit record for 7 to 10 years but the maximum sentence for tax evasion is five years. Congress should be ashamed of itself.

The forum is actively looking for individuals that have had their lives seriously altered by derogatory information found on their credit file. It is also a conduit for individuals who would like to share their experience and / or share tips to disputing derogatory information found on their credit reports.

Do It Yourself Credit Repair is where to go to find info regarding how to mend and rebuild credit. For the DIY Credit Repair crowd you will find dispute templates, guides, software, access to free credit scores, cards for bad credit and lots more. For those trying to find help, the names and reviews of reputable credit repair companies are freely given. Please stop by the www.HelpMeBuildCreditNow.com/Forum-2 to share your credit repair experiences or to provide useful tips for others to utilize.

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